About
We show the number the rest of the category hides
CashLantern is a referral service. We collect one loan request and pass it to one lender. Loans are made by the lender, not by us.
See your payment before anyone sees your request
Pick an amount and the payment, cost of borrowing and total fill in immediately.
No fee to submit. No obligation. Applying does not affect your FICO® Score.
Who we are
A referral service built around one number
Most sites in this category want eleven answers and a Social Security number before they will say what a loan costs. CashLantern works the other way round: pick an amount and the payment, the APR and the total appear before you type anything about yourself.
That means nobody signs up to a figure they have not seen. The lender sets the rate, the fees and the approval decision; we make sure those numbers are clear before you send your request.
The lender
Who actually lends the money
The lender
Loans are made by an independent participating lender, not by CashLantern.
Support: 1-888-885-5646, support@cashlantern.com, 7:00 AM – 6:00 PM EST.
Our relationship with them
CashLantern is a loan request referral service. We do not make loans or credit decisions. Loans are made by the lender, and any offer, approval or terms are decided by the lender.
CashLantern and the lender are affiliated. CashLantern is paid when a request it sends is accepted.
Money
How CashLantern is paid
CashLantern charges you nothing. Submitting a request is free and carries no obligation. We are paid by the lender when a request is accepted.
We are paid by the lender when a request we send is accepted. That is a commercial incentive to send requests, which is why we are equally explicit about who this product is wrong for.
What we promise
Five things, and you can hold us to them
The full cost up front
Payment, APR and total repayment before the form, not after it.
One lender, not a lead chain
Your request goes to the lender. It is not resold to a list of other buyers.
No fee to you, ever
Submitting a request is free and carries no obligation.
Honest 'who this isn't for'
If a nonprofit credit counsellor or a payment plan with the biller is the better call, we say so.
A Do Not Sell link that works today
Not a dead link, not a form that goes nowhere.
Start your request
About three minutes, and you can stop at any step.
No fee to submit. No obligation. Applying does not affect your FICO® Score.