About
We show the number the rest of the category hides
CashLantern is a referral service. We collect one loan request and share it with our lender-network partner. One or more lenders in its network review it. Loans are made by the lender, not by us.
See your payment before anyone sees your request
Pick an amount and the payment, cost of borrowing and total fill in immediately.
No fee to submit. No obligation.
Who we are
A referral service built around one number
Most sites in this category want eleven answers and a Social Security number before they will say what a loan costs. CashLantern works the other way round: pick an amount and the payment, the APR and the total appear before you type anything about yourself.
That means nobody signs up to a figure they have not seen. The lender sets the rate, the fees and the approval decision; we make sure those numbers are clear before you send your request.
The lender
Who actually lends the money
The lender
Loans are made by an independent participating lender, not by CashLantern.
Lender contact details, account access and support hours are set by the lender and shown in your loan agreement.
Our relationship with them
CashLantern operates as an advertising and referral platform that connects consumers with independent lenders or lending partners. We do not take loan applications on behalf of lenders, do not broker loans, and do not act as an agent of any lender. We may receive compensation from lenders or other advertising partners for referral or marketing services. This compensation may influence which offers are displayed or the order in which they appear. Some users may be matched with tribal lenders, whose rates and fees may differ from those of state-licensed lenders and who may be governed by federal and tribal law rather than state law. Nothing on this website constitutes an offer to lend or a solicitation of credit.
CashLantern operates as an advertising and referral platform that connects consumers with independent lenders or lending partners. We do not take loan applications on behalf of lenders, do not broker loans, and do not act as an agent of any lender. We may receive compensation from lenders or other advertising partners for referral or marketing services. This compensation may influence which offers are displayed or the order in which they appear. Some users may be matched with tribal lenders, whose rates and fees may differ from those of state-licensed lenders and who may be governed by federal and tribal law rather than state law. Nothing on this website constitutes an offer to lend or a solicitation of credit.
Money
How CashLantern is paid
CashLantern does not charge users any fees and does not add interest or finance charges to any loan.
We are paid by our lender-network partner for requests we refer. That is a commercial incentive to send requests, which is why we are equally explicit about who this product is wrong for.
What we promise
Five things, and you can hold us to them
The full cost up front
Payment, APR and total repayment before the form, not after it.
One request, reviewed by the network
Your request is shared with our lender-network partner, and one or more lenders in its network review it.
No fee to you, ever
Submitting a request is free and carries no obligation.
Honest 'who this isn't for'
If a nonprofit credit counselor or a payment plan with the biller is the better call, we say so.
A Do Not Sell link that works today
Not a dead link, not a form that goes nowhere.
Start your request
About three minutes, and you can stop at any step.
No fee to submit. No obligation.